At conception back in 1951,
At conception back in 1951, the National Foundation for Credit Counseling was strongly opposed to telephone business delivery. However, it has been found that this model works better than the old ways, and so it has been adopted, notably by the Association of Independent Consumer Credit Counseling Agencies, AICCCA. The AICCCA has also seen to it that there is better availability of debt management programs. Some say what you dont know cannot hurt you, but I think they are not quite right. Without credit counseling youll be losing so much that you might as well be dead, financially. Friend, you need to get credit counseled; we all do. The American Association of Debt Management Organizations, or AADMO, stands out amongst credit counseling trade organizations as the largest. It is also one of the major three, the others being AICCCA and NFCC, respectively meaning Association of Independent Consumer Credit Counseling Agencies and National Foundation for Credit Counseling. For the most part, few others can have more impact on the industry as these three. There is no law in the United States that requires for all credit counseling outfits to belong to a trade union or organization. However, the common sense that there is strength in numbers prevails. As such three major credit counseling trade unions have emerged over the years with varying levels of influence on the industry. Trade unions within any industry help with the regulations of standards and enforcement of edicts within the industry. In credit counseling in the United States, the oldest trade organization is the National Foundation for Credit Counseling, and the largest is the American Association for Debt Management Organizations, NFCC and AADMO respectively.
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